How to understand ytd and mtd indicators ytd (year to date) and mtd (month to date) are two time period indicators commonly used in financial analysis and business management. The understanding is as follows: 1. ytd (year to date) is determined. Buddy (bud), pal, friend, friend are really a bit old-fashioned, and young people rarely use friend to refer to each other. Pal is quite common, especially in North Dakota and Minnesota. Pal can refer to a close friend, such as we’re. An old college buddy of mine 2. also bud (both name) used to speak to a man you do not know ‘where to, buddy?’ the driver asked.
Legendary coach Bud Grant going into Bombers Ring of Honour CBC News